The financial program at Women In Charge is derived from The Federal Deposit Insurance Corporation (FDIC) which recognized the importance of financial education, particularly for those with little or no banking experience. Money Smart, a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.

The class is led by teacher, Ann Getz, who gives each woman the personal attention they need throughout this curriculum by answering questions and giving advice from a professional viewpoint. Financial education fosters financial stability for individuals, families, and entire communities. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well being. (